What is the money to invest to save?

Money makes money. Just like the children we receive earn, so does the money we add. It does not reach Ireland like humans.

Growth only if saved  'Sir are you growing up?

Generally asked if you are growing up? What in particular are you asking about?

 Are you growing economically! Is your cash flow constantly increasing?

 "Last year, I earned Rs.5,000 "On the surface, this is growth."Superficially? 

We need to look at this a little deeper. Are the items available for Rs 5,000 last year at the same price this year? 

This is a question. Is your needs higher this year than last? Has increased, how much has increased. This is the next question.

That’s something to think about. Prices are going up. And my kids are growing up. That is why my needs are increasing. Let’s look at these two things one by one. The first thing is that even if your income increases at the same pace as prices rise. You will not be bothered. You can buy the same size items.

 An income of 5000 rupees means an increase of 5100 rupees which means an increase of two per cent. Prices (currently) increase by five percent per year. 

If so, your income really is eroding. Its rupee value can be as high as 5100 if desired. However, its real value decreases. The reason is that prices are rising more than income growth.

 So, whoever he is, his income must continue to rise. There is no other way. Otherwise their quality of life will start to decline. This is information number one. Second, you say that your needs also increase. 

This means that income must be accumulated to meet the increasing demand. If not the problem is. One, the amount of previously acquired living facilities and consumer goods cannot be purchased. Or you may have to borrow money to make up for the shortfall.

Is it up to us to raise wages? Price

There is no question of restraint. There is nothing we can do about it. Nor can we reduce our growing needs. Sounds like a bit of a complicated problem.

Except that a pay rise is not in our hands, an increase in income is not something that can be done.

Wages are different from income!' Yes. No back! In most families only the husband earns. Only one’s earnings for the growth of that house. It only exists if it grows. Depending on the job or business he does it may or may not increase. 

So can we bring it under our control without letting it go its course? Can’t make a definite character out of it?

We have already seen that. Money makes money. Just like the children we receive earn, so does the money we add. It does not reach Ireland like humans. 

Money can become as valuable as some "antique" item as it ages, and its cash-strapped strength will multiply over time, as money invested in the right place will flow like water flowing from a pump set.

The monthly salary of a person is 5000. However, the monthly income of that family is 10000 rupees. If this is possible then so be it.

The additional Rs.5000 comes from his investments as interest, profit, dividends or due to (space) price hikes or rent. He has made investments to the extent that he is earning so much. It does not matter if the escape is for his job or for himself (for a few months). Other income will be saved.

These extra incomes, as well as rising prices, will not only help with the ever-increasing living needs, but also help make investments. Called gear shifting. How long does it take to drive life like this enough and not enough? 

The only way to move to the next gear in economic terms is to earn money, invest, multiply income and then live affluently, without spending a bit of restraint, and overall one income alone is not enough for a family. 

 As long as you have a good return on your life, investments should be made. Those investments must continue to earn for us. Everything is fine. 

What is the money to invest to save?

Why try that everyone can save a sum. One way is to spend less on incoming income. Even if it is not possible, it should save the extra income at a time without spending more or less.

Many who go to work will get a pay rise in April. Savings is where the bulk of the pay rise, or part of it, should go. Then relocate to investment. The savings can be an SIP or a monthly ULIP based insurance.

But with good credit, you might find exactly what you need. As we saw at the beginning of the chapter, over a period of time, we should be able to give a happy answer to that question.

Yes, I continue to see economic progress’ should be said with satisfaction. Just like anyone else. We have that right too. It is up to us to implement it.